Insurance companies have adverse interests to your own, and they are trained on how to not pay you any money for your pain & suffering. According to a 2004 study by the Insurance Research Council, claimants get 3.5 times the amount of compensation when they're represented by an attorney than they do without. You must hire an attorney to be properly represented and to get what your case is worth.
Anything you say to the insurance company can and probably will be used against you. The insurance adjuster has been trained in getting you to make a statement that will harm your case. The insurance company has attorneys on every case. You need an accident attorney watching out for you. Contact Baumgartner Law for more information regarding your personal injury claims, and we can answer questions specific to your case.
1. If hurt, seek immediate medical treatment. Go in an ambulance if one arrives at the scene and you think you may be hurt. Often, injuries from auto accidents aren't immediately apparent and get significantly worse over the next few days. If you refuse medical treatment at the scene of the accident, this may reduce the amount of compensation you receive. If you don't seek medical treatment and later start feeling pain, go to the emergency room immediately-the sooner the better.
2. If you're not critically injured, take a few photos of the scene of the accident. Try to capture skid marks from tires, fluids leaking on the road from other vehicles, license plates of other vehicles involved, and take a few pictures of surrounding businesses. These businesses may have cameras that have captured footage of the accident, and the insurance companies know to look for these things and will request the footage. Birk Baumgartner, having worked as an attorney for insurance companies, will also get the same footage to level the playing field for his clients.